the new PromptPay service, personal privacy will be protected,
says Finance Minister Apisak Tantivorawong.
Signing up for PromptPay using the 13-digit number is for
identification only and financial institutions cannot see other
information contained on the card, he said.
The ID card is the clearest way to identify a person because it will
not duplicate others, as even name and family name can be redundant,
Mr Apisak said.
To quell concerns, he will instruct a legal unit to reconsider the
issue thoroughly.
Most of the 15 commercial and four state-owned banks have opened
pre-registration for PromptPay, a money transfer and payment service
under the national e-payment scheme.
Official registration begins on July 15.
Under PromptPay, people can easily and rapidly transfer money
online to recipients who hold accounts at different banks, or even
the same banks in cross-clearing zones, free of charge, but they are
required to sign up to link their ID card or mobile phone number to
bank accounts at participating banks.
One registered PromptPay account can be linked to a maximum of
four numbers -- one ID card and three mobile phone numbers -- and
these numbers must not be linked to any other account.
All transfers up to 5,000 baht are free; transfers of 5,000 to 30,000
baht are charged a fee of no more than 2 baht; transfers of 30,000
to100,000 baht cost no more than 5 baht; and transfers exceeding
100,000 baht are charged no more than 10 baht.
The e-payment scheme aims to transform Thailand into a cashless
society. The service will be extended to electronic payments and
receiving personal income tax rebates, living allowances for
elderly people and other state welfare. Moreover, the system will
allow the Revenue Department to plug all e-payment transactions
into its data system to boost tax-collecting efficiency.
However, worries over security and personal privacy are
discouraging people from PromptPay registration.
Mr Apisak said the Bank of Thailand and banks will take charge
of security and the system will involve technology already in place
for mobile and internet banking systems.
News,General,Bangkok Post, 12 July 2016.
PromptPay offer lower transferring rate so it’s sound good for people.
As people still worry about security and personal privacy because it
links to ID Cards so the service should depend on people satisfaction,
not regulation for everyone to use it.
Sincerely Yours.
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